
When is it time to pay attention to your roof? Unfortunately most
of us know that the time to fix the roof is when it starts to leak. This
is probably one to three years too late. The typical shingled roof lasts
for about 20 years. Other materials like tile or slate will last much longer,
flat roofs usually much less. The pitch (how steep your roof is) will play
an important part in how quickly you will need to replace it. Trees while
lovely and majestic accelerate the aging of a shingle roof. Other factors
entering the equation are attic ventilation and how you have designed your
interior. A home with a vaulted or cathedral ceiling in the family room
and no ridge vents will probably need a new roof and roofing boards in much
less time than a home with adequate ventilation. Some signs of a roof approaching
the end of its useful life are curling edges, shingles that are brittle
to the touch, a lot of gravel at the ends of your downspouts after a heavy
rain and of course missing or loose shingles after a strong wind.
It is important to deal with the problem of a new roof as quickly as is financially
possible. Left for too long, not only will new shingles be needed but roofing
boards will need to be replaced. This can be very expensive. For more information
on roofs send me a note via E-mail.
I can direct you to licensed roofing contractors in the area.
Whenever a home is sold and a house inspection
ordered, the electrical system in the house comes under scrutiny. Because
you do not have a problem that you are aware of does not mean you do not have
one. Most homes built before 1980 will have out-of-date features that could cause
a purchaser concern. They might range from a lack of Ground Fault Interrupters
to 40 amp knob-and-tube wiring. Other problems that may surface are the use of
aluminum wiring that is a frequent source of electrical fires in homes, improperly
grounded outlets and more circuits on a fuse or circuit breaker than acceptable.
What are some of these items I have mentioned? Knob and tube wiring is
the oldest style found in homes. The wiring gets its name from the way it is strung
in the basement. It is not a hazard by itself but can be if poorly cared for.
Ground Fault Interrupters are the latest safety device in home protection in areas
accessible to water. They are very sensitive to improper current. If you drop
an electrical appliance in water it will shut down the circuit fast enough to
prevent electrocution.
Forty or more frequently sixty amp service refers to the amount of electrical
current or amperage coming into the home. New construction has a minimum
of 100 amps and frequently we see 150 amps. With 60 amp service a home owner
will frequently blow fuses if too many appliances are on in the kitchen.
It also means that the home will usually have few electrical outlets in
most rooms. Whenever 60 amp service exists in a house, a buyer should expect
to upgrade the service soon after purchase.
Electrical problems are serious business and should be treated as such, a buyer
will. For more information on this send me a note via E-mail.
I can put you in touch with a licensed electrician.
A safety feature that has become increasingly important in homes
is the Ground Fault Interrupter or GFI. Have you ever seen a murder
mystery where someone is electrocuted in the bath with a radio or TV? If
a GFI was installed that would not have been possible. During the normal
operation of an electrical appliance current passes through the appliance.
When there is a short the current is improperly routed. When an electric
shock occurs, the current is passing through you.
A GFI is a special circuit or outlet with the ability to measure the proper
flow of current. If there is a change in the strength of the current the
GFI shuts down the circuit. This happens so quickly that it prevents electrocution
or serious shock. GFI's can be installed anywhere, usually near water. This
means bathrooms, kitchens and utility areas are frequent sights for GFI
circuits and also all outdoor circuits. They can be made to operate from
the electrical panel byputting in a whole circuit or as an electrical outlet
protecting just the plug. They are not expensive to buy and install and
should be installed by a licensed electrician. I would suggest that since
the absence of a GFI will be an issue for a prospective purchaser and a
safety problem for you that they be installed whether you are selling or
not.
In all new construction smoke detectors are required by law.
What about older homes, and where should they be? Smoke detectors are not
required at the time an existing home is sold. I have yet to hear a house
inspector tell a purchaser not to get some and install them in the house.
A rule of thumb for the number of smoke detectors is one per floor including
the basement. Additional ones in the bedrooms are a good idea since bedroom
doors are often closed.
When placing smoke detectors in the home, location is critical. In hallways they
should be on the ceiling. Never place them on an outside wall. Exterior walls
are frequently colder than the rest of the room and can create a thermal barrier
smoke will not penetrate. Never place a smoke detector above heat registers or
baseboard heating units. If a unit must be placed on a wall the top of the unit
should be at least four inches and no more than twelve inches from the ceiling.
The corner where the wall meets the ceiling is dead air space. This means rising
smoke does not penetrate the area. A fire could go undetected. P> If you would
like more information send me a note via E-mail.
Homes in this area generally have one of two different types of
heating systems: Either a forced air system with a furnace or a water system
with a boiler. Boiler systems are either of the circulating hot water or steam
variety and seldom cause a problem other than minor maintenance. It is the forced
air systems in our homes that are more capable of being dangerous.
A furnace is made up of several components. The one of most concern is called
the heat exchanger. When the flame in your furnace comes on, the air the
flame touches does not enter your house, it is vented to the outside through
your chimney. What does happen is that the flame heats a metal drum called
the heat exchanger. When the temperature of the metal drum gets to a certain
point the furnace fan turns on and pulls house air through your cold air
returns over the drum and back out to the house through a system of ducts.
Over time the expanding and contracting of the heat exchanger due to the
heating of the metal will cause metal fatigue. Additionally, water vapor
which is a by-product of combustion will cause the drum to rust. Eventually,
the heat exchanger will allow the gases of combustion which should be going
up the chimney to enter the house. One of these gases is Carbon Monoxide
which is extremely dangerous and very deadly.
The average life of a furnace heat exchanger is 15 to 20 years. Heat exchangers
should always be checked when there is a house inspection for a buyer. A defective
one can be sufficient grounds for a purchaser to legitimately withdraw from a
sale. I recommend that homeowners have their furnaces checked and serviced annually
by a licensed contractor. If you would like more information send me a note via
E-mail.
One of the most critical parts of any house inspection is the basement
for evidence of water. Any home that has a basement can show evidence
of water penetrating the foundation. Usually this should not be a cause
for alarm. Basements are usually constructed in one of two ways: Either
they are poured concrete walls or mortar has been used to hold together
block, brick or stone.
In a poured basement, leakage can occur where a crack in the foundation
has occurred or where metal pins were inserted to hold forms together while
the cement was being poured. Both problems are generally evidenced within
the first year a home is built. This allows the owner to go to the builder
and seek help at no cost to himself. The crack is repaired by filling it
with a water proofing compound and then sealing it. Seepage through "rod
holes" can be fixed by puttinghydraulic cement in the holes. (Hydraulic
cement expands when it dries.)
Basements with block walls can have seepage through the block causing a
buildup of minerals salts on the interior wall. Blocks can also appear damp
and attract mildew often a dehumidifier and a waterproofing paint can eliminate
these problems. If water is collecting around the exterior of the foundation
and finding its way in, look at the slope of the ground around the home,
then at the gutter and downspouts. After many years the ground around basements
settles creating a grade that slopes toward the house. This causes all the
surface water to run toward the home. Go around the home and add soil. This
creates a grade that sends the surface water away from the foundation. Usually
the leakage will stop.
Downspouts that drain into the drain-tile system at the base of a foundation
can put too much water around a foundation in a heavy rain. Whether the
drain tiles are intact or not makes little difference in a heavy rain. Take
down spouts out of drains and send the water away from the foundation using
an elbow, an extension and a splash block. This may be enough to solve the
problem.
If none of these remedies work there are several licensed waterproofing contractors
that can be called in to help with the problem. Many offering guarantees for 10
to 20 years and are transferable to a new owner. Should you have any questions
please send me a note via E-mail. I
can get you the names of several basement experts.
In conjunction with this information, please review the following.
The following general suggestions are offered by Birmingham-Bloomfield attorney
Bill Vanderkloot. Bill cautions, however, that for specific legal advice
tailored to your situation, you must consult your own attorney.
1. Concerning repairs of basement leaks: Make sure you check that
the written guarantee of the basement repair company clearly says that it
is transferable to the purchaser of your home. Some of these guarantees
do not transfer. Insist that the company representative point out the specific
language allowing transfer ("assignment"). It is always best to
have your lawyer check the language. Then, be sure to write out and sign
an assignment of this guarantee and deliver it to the purchaser at closing,
in exchange for a signed receipt.
2. Reputable basement repair companies generally will not guarantee against
future leaks from cracks, even expertly repaired cracks, in basement walls
or floors. The best you can do in this situation is to seek the repair
company's binding(non-revocable) written quotation, good for a fixed number
of years, on the cost per foot of repairing future leaks through the cracks.
Make sure that the company agrees in writing that this firm quotation is:
(1) Part of the contract (so it remains binding): (2) transferable to your
purchaser. Again, it is prudent to check with your lawyer on these details.
3. Most important, in basement repair, as in all past or present potential
problems with your house: Make sure any major house problem, whether
currently existing or one you have cured by past repair, is clearly disclosed
in writing to the buyer, together with what you have done to correct it
and how successful the correction has been. This is the best protection
for seller and buyer.
The plumbing in a house can be an important concern to a prospective
purchaser. Today homes are constructed using either copper or plastic
(P.V.C.) for the water system in the home. The same holds true for the water
lines from the street to the house. Many older homes have galvanized interior
plumbing and even more have lead pipe running from the house to the street.
If you detect a lead water line, have the water tested to see if lead is
getting into the water supply.
Galvanized pipes are the principle cause of concern for most buyers for
two reasons: They corrode causing leaks, and they fill with minerals
which reduces water pressure. The corrosion is due to rusting occurring
normally at joints and fittings. There is no easy way to fix such a problem.
Deposits on the interior of the pipes occur because unlike copper or plastic
they are not smooth. This allows minerals to be deposited on the walls of
the pipe. In homes that were ever on a well this has caused a rapid build
up of salts. As the salts increase, the flow of water decreases. This is
noticed in hot water pipes first and in the horizontal pipes before the
vertical. There is no cure for poor water pressure caused by galvanized
pipes. The only thing a homeowner can do is replace the pipes with copper
or plastic. The cost of such a repair depends on the ease of access to all
the pipes.
If your home has galvanized plumbing that is leaking or you have poor water pressure
be prepared for it to be an issue at the time of a sale. For more information
send me a note via E-mail or contact
one of the licensed plumbing contractors listed in the yellow pages.
One of the more attractive ways to increase the utility of a back
yard is with a wood deck. It may be all one level or a many tiered deck
overlooking a ravine. Wood exposed to the weather in Michigan will deteriorate
rapidly if not a weather resistant variety or specially treated. Red wood
and cedar are the two most common natural woods used in decks. They last
a long time without being treated. They do turn gray with time unless specially
treated. However, once treated, they must be treated annually or they will
weather unevenly which can be very unattractive. Treated lumber is generally
pine soaked or pressure treated to help it withstand the weather. Pressure
treated lumber is the best because the chemicals go deeper into the wood.
(Seldom will you find wood treated all the way through).
Your choice of either natural or treated lumber does not remove the need
for maintenance. With time the supports may start to deteriorate and the
flooring of the deck may warp. Deal with these problems immediately. Replace
flooring with new wood and patch, seal or replace where there are signs
of decay. It is better to show that regular attention has been paid to a
deck than for a purchaser to feel that it has been neglected. Neglect in
one area can be construed to be a general attitude toward a house.
Other areas of concern should be steps, rails, and seats. All steps should
be sound. You do not know if a football player or tennis pro is going to
walk on the steps. You want both to feel that they are sturdy. Railings
must not wobble. No mother wants her children playing on a deck where she
might fear them falling off and getting hurt. Lastly, you do not want your
maternal aunt getting a sliver when she sits, make sure the seats are smooth.
If you have any questions please send me a note via E-mail.
I can get you the names of several licensed contractors.
The Landscaping of your house is very important when it comes
to selling. When a potential buyer drives by a home or is driven to a home
by a real estate agent the first impression the home makes is not after they are
inside. Unless it is after dark the exterior of the home is the purchaser's first
exposure to the home. Studies show that money, wisely spent on gardens, bushes
and trees, can return a profit to a homeowner. A splash of color from flowering
trees in the spring gives a home a fresh look after the drab exteriors people
have been looking at through winter. Early flowering perennials can be added inexpensively
and provide an attractive setting while other homes may still have dead stalks
in the garden. As the seasons progress, have flowers in the late spring, through
the summer and into fall. Potted plants on porches, on patios, in the house and
along driveways add a nice touch, too.
Edged walkways, driveways, trimmed trees and bushes, and neatly trimmed
grass help to present a good image to a purchaser. However, make all the
work appear to be easy and not too time consuming. Beautiful gardens that
are overdone can be a turnoff to a purchaser looking to simplify his life.
Remember, buyers look at homes while owners are on vacation. Arrange to
have someone take care of plants, yard work or other exterior duties so
the home is always at its best. I know it sounds tedious but when your house
is for sale you live in a fish bowl.
If you have any questions about dressing up your landscaping send me a note via
E-mail.
Before you sell assess the needs of your home's exterior. Ice
and snow can cause minor damage to roofing. Wind, rain and snow can damage
siding, window and brick. Driveways may need repair. All of these things
are easily tolerated if you live in the home but not if you are going to
buy it.
When weather permits, take a careful look at your home. Have gutters or
downspouts come loose? A quick trip to the hardware store can easily and
inexpensively correct the problem. Is the glazing compound that holds in
the panes of glass starting to crack, or worse yet, chip and fall out? Again,
a trip to the hardware store can easily remedy the problem. Is this the
year that you have to paint the exterior of the house? Wood siding or trim
left unpainted can quickly deteriorate especially where they do not get
much sun and do not dry out. Maybe it is time to consider siding the house.
This is not wise if you do not expect to stay in the home for longer than
five years. When you paint, do not just paint over the old, scrape, sand,
and prime the surfaces. There is nothing worse than paint peeling within
two years because of a short cut. Also, use good paint.
You may notice that some brickwork was damaged over the winter. Do not let
this problem go unaddressed. Next winter will aggravate the situation even
more. Using mortar, or other products as recommended by professionals, you
can easily correct the problem now as opposed to expensively correcting
it later. Take particular notice of the chimney area. If major work becomes
necessary, the cost of scaffolding can double the cost of the repair.
Look at your driveway. If you have asphalt, put sealant on it. If concrete, fill
cracks. Next winter, water will get in and freeze, expanding in the cracks, causing
further deterioration. Remember, houses do not take care of themselves. If you
are not willing to invest in yours, why should someone else? If you have any questions
please send me a note via E-mail. I
can get you the names of several licensed contractors.
Property owners consider making improvements to their home from time
to time. Unfortunately not all improvements help to make the house more salable.
I have extracted information from a published survey that may be of some value.
These figures are based on having the job done professionally. Frequently, do-it-yourself
is less, therefore the return on your investment will be greater.
JOB EST. COST % RECOVERED
Redecorating $3,900 90%
Attic expansion $9,900 5%
Bathroom $3,590 74%
Room addition $24,150 53%
Kitchen $6,930 73%
Doorwall $1,075 51%
Central air $2,100 72%
Energy upgrade $1,280 47%
Fireplace $3,010 68%
Hot tub & deck $4,000 40%
Deck $3,500 64%
Replace windows $10,125 38%
Exterior Paint $3,500 60%
Finish basement $6,720 36%
Furnace $2,100 60%
In-ground pool $14,420 35%
Garage $9,475 57%
Skylight $1,475 34%
Landscaping $4,990 56%
The question of how to represent repairs or improvements made to a home
is an interesting one. Terms like "new," "updated," or
"upgraded" and statements such as "new roof" or "hardwood
floors" are frequently used to describe a house that is for sale but can
mean different things to different people. With the possibility of different interpretations
comes the possibility of legal action. When you prepare to market your house,
review all the things you have done to your home that you feel should be pointed
out to a prospective purchaser. If you find yourself wanting to use terms like
those listed above, take these following steps:
- 1. Locate all receipts.
- 2. Be accurate about what was done to a home.
- A new electric outlet in the kitchen is not "updated electrical."
- 3. Instead of saying that something is new, simply state when the
repair was done.
- 4. Understand that having new shingles put on a home does not mean
that the home has a new roof, it only has "new shingles in 1990."
- 5. If work was done in the home should a permit have been pulled?
- If work was done that did not meet city code and a problem occurs after
the sale, how the work was represented to a purchaser will be very important.
- 6. If you have aluminum siding on part of the home do not suggest
that it is "maintenance free."
- Nor do you want to represent that a home has "hardwood floors"
unless it has them in all the rooms or you qualify the statement by saying
"except in kitchen and family room."
- 7. Be careful how your agent represents your home in advertising.
Do not state that a home "Backs to woods" unless you know that
the woods will not be used for any purpose that would alter its condition.
These are some things that come to mind. The best advice is to carefully consider
all representations made and be sure you can back them up in writing. If you have
any questions please send me a note via E-mail.
A frequent question homeowners ask as they consider marketing their
home is whether they should take the time to update the decorating in the home.
While decorating is a very personal matter there are some reasons why this is
an important consideration. Most homes in the area are considered good investments
for both the local property owner looking to upgrade and the transferee who is
moving to the Detroit area. In both cases decorating is going to play a key role
in their consideration of a home. The transferee is not going to want to live
through remodeling and is going to be concerned about whether or not the cost
of improvements when added to the purchase price will be wiseif they might move
again within two to five years. The local buyer has the same concern about living
through the mess and are going to have the time to be "fussy" about
their selection. There are buyers, however, who look for the kind of property
that is "tired" or "needs work." They know that if purchased
for the right price they can get a substantial increase in equity through their
own hard work if they do it themselves or if the seller will sell the property
for market value less the cost of upgrading the property to top-of-the-line condition
and have the work contracted. Of course this is expensive for the seller. Since
buyers have such high expectations when they purchase a quality home in an area
with a good reputation decorating can be critical. Should you be concerned about
the impression your home would make on a perspective buyer send me a note via
E-mail or consult with any one of a
number of interior designers and decorators located in this area. For my clients
I have one on retainer who is available at no cost to the homeowner.
©1996 Bob Taylor